Als EU-burger koopt u in Spanje zonder visum — wij regelen de rest
Dutch nationals buy property in Spain with full EU rights. No visa, no residency requirement to purchase. What you do need is the right guidance through a market that works differently than the Netherlands.
What being Dutch means for your Spanish purchase
Dutch buyers have meaningful practical advantages over non-EU buyers in the Spanish property market. These are worth understanding clearly before you start.
No visa required to purchase or live in Spain
As an EU citizen, you have the right to buy property in Spain, reside there, and work there without any visa or residency permit. There is no equivalent of the Non-Lucrative Visa or Golden Visa requirement for Dutch nationals — EU freedom of movement applies in full. If you plan to live in Spain for more than three months, you register on the Registro Central de Extranjeros — a straightforward administrative step, not a visa application.
19% IRNR tax rate — not 24%
Non-resident property owners in Spain pay IRNR (Impuesto sobre la Renta de No Residentes) on imputed rental income from their Spanish property via Modelo 210. EU and EEA citizens pay 19% — significantly lower than the 24% paid by non-EU buyers such as British or Canadian nationals post-Brexit. If you rent out your property, EU residents can also deduct allowable expenses (mortgage interest, community fees, maintenance costs) before calculating the tax — a deduction not available to non-EU residents. Full guide to Spanish property taxes for non-residents.
NIE is still required — and straightforward to obtain
Every foreign property buyer in Spain, including EU citizens, needs a NIE (Número de Identificación de Extranjero) before the purchase can complete. This is a Spanish tax identification number, not a residency document. It can be obtained at a Spanish consulate in the Netherlands or at a police station in Spain. The process is routine. Your Spanish solicitor will guide you through it, or reSELECTA can refer you to an experienced gestoría who handles this regularly.
Buyer representation for Dutch nationals in Valencia and the Costa Blanca
reSELECTA works exclusively on the buyer’s side. We do not list properties for sellers. Our mandate is to find the right property for you and navigate the full purchase on your behalf.
Property search — listed and off-market
We search the full Valencia and Costa Blanca market: publicly listed properties and the off-market inventory that never reaches Funda, Idealista, or Rightmove. The best properties in Javea, Moraira, and Altea rarely need to be advertised.
Independent valuation and assessment
We give you an honest view of what each property is actually worth and whether the asking price reflects market reality. Our interest is your outcome, not closing a commission on any specific property.
Negotiation on your behalf
We negotiate directly with the seller’s agent. The Spanish property market — particularly the Costa Blanca — has room for negotiation that many international buyers do not fully utilise. We work to improve the outcome, not just confirm the asking price.
Legal coordination and due diligence
We work alongside your Spanish solicitor through the full legal process: nota simple review, contract checks, planning compliance, community fee verification, and coordination to notary. We coordinate between all parties so nothing falls through the gaps.
Tax and registration guidance
NIE, Modelo 210, IBI, community registration, Spanish bank account setup — we explain what each step involves, refer you to trusted professionals, and ensure the administrative side of the purchase is handled correctly.
From first conversation to sleutels in hand
A typical reSELECTA engagement for a Dutch buyer takes three to six months from initial briefing to completion — faster for buyers who are decisive, longer for those who want to see a wider range before committing.
Initial briefing
We discuss your criteria in detail: location preferences, property type, budget, intended use (primary residence, holiday home, or rental), and timeline. This shapes every decision that follows.
Market search
We search listed inventory and our off-market network. We filter to a curated shortlist — not a long list of everything that loosely matches — based on what genuinely fits your criteria.
Viewings
We organise a viewing trip to Spain. We accompany you to each property, give you our independent assessment on-site, and handle all coordination with listing agents.
Offer and legal checks
Once you identify a property, we negotiate the offer. Your Spanish solicitor simultaneously reviews the nota simple, planning status, and any encumbrances before any deposit is paid.
Completion
Contracts are signed, the balance is paid at the notary, and the property is registered in your name. We coordinate the handover and can refer you to property management services if needed.
What makes us different
Most agents in Spain work for the seller. reSELECTA works for the buyer — exclusively. That distinction matters more than anything else in how the relationship works.
Exclusively buyer-side
We do not list properties for vendors. We cannot be paid by both sides of the same transaction. Our fee comes from you, and our advice is not filtered through anyone else’s commercial interest.
Deep local knowledge
We work in Valencia and the northern Costa Blanca — not across the entire coast of Spain. The urbanisations, planning quirks, community dynamics, and off-market networks in Javea, Moraira, and Altea are what we know best.
A significant Dutch community on the Costa Blanca
The northern Costa Blanca has one of the largest Dutch expat communities in Europe. We understand this market, including what Dutch buyers typically prioritise and the practical questions that arise around Dutch-Spanish tax treaty implications.
Selective and personal
We work with a limited number of buyers at a time. This is a deliberate choice — it keeps the work focused and the advice genuinely personal rather than process-driven.
Questions Dutch buyers typically ask
Do I need a visa to buy property in Spain as a Dutch national?
No. As an EU citizen, you have the right to purchase property in Spain without any visa or special permit. EU freedom of movement applies in full. If you plan to reside in Spain for more than three months, you register on the Registro Central de Extranjeros — a straightforward process, not a visa application. You do not need the Non-Lucrative Visa (NLV) or Golden Visa that non-EU buyers require to establish residency.
What taxes will I pay as a Dutch owner of Spanish property?
As a non-resident property owner, you pay IBI (Impuesto sobre Bienes Inmuebles — the annual property tax) to the local municipality, and IRNR via Modelo 210 annually (imputed rental income tax on the property’s cadastral value). As an EU citizen, your IRNR rate is 19% — not the 24% paid by non-EU nationals. If you rent out the property, EU residents can deduct allowable expenses before tax. Wealth tax may also apply above the Valencian Community threshold of €500,000. Full breakdown of Spanish property taxes for non-residents.
Is there a double taxation treaty between the Netherlands and Spain?
Yes. The Netherlands and Spain have a double taxation treaty. In practice for most Dutch property buyers, Spanish-sourced income (including rental income) is primarily taxable in Spain, with a credit mechanism to avoid paying full tax in both countries. The specifics depend on your personal tax situation in the Netherlands — a Dutch tax adviser familiar with cross-border property ownership is worth consulting before completing the purchase. The treaty does not eliminate the obligation to file Modelo 210 annually in Spain.
Do I need a Spanish bank account?
Yes — the purchase balance at notary must be paid by Spanish banker’s draft drawn on a Spanish account. You will need to open a Spanish bank account before completion. This is a routine step; your solicitor or gestoría will assist. Most major Spanish banks (Santander, BBVA, CaixaBank) can open accounts for non-residents with standard documentation: passport, NIE, and proof of address from the Netherlands.
Is the northern Costa Blanca popular with Dutch buyers?
Yes — the northern Costa Blanca has one of the highest concentrations of Dutch residents in Spain. Javea, Moraira, Calpe, and the surrounding urbanisations have established Dutch communities with their own social networks, Dutch-speaking service providers, and community infrastructure. This makes the transition to Spanish property ownership considerably smoother for Dutch buyers than in areas with less established Dutch presence. Read our full guide for Dutch buyers in Spain.
Klaar om te beginnen? Laten we praten over wat u zoekt.
Tell us what you are looking for in Valencia or the Costa Blanca. We will assess whether we can help, and if so, explain how the process works.
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